Fha Dti Limits 2024. Fha guidelines call for borrowers to have a dti ratio of 43% or less. Department of housing and urban development issued a proposed new rule in july 2024 that is intended to be a permanent policy regarding the.

With an average increase of 5.56% over last year, these revised fha loan limits offer fresh opportunities for aspiring homeowners and those seeking to refinance. The standard fha guidelines allow for a dti of 43%, however much higher ratios of up to 56.9% are allowed with.